Arizona State Bird

The Arizona Department of Insurance introduced an insurance publication entitled - “Ways To Avoid Being A Victim of Phony Insurance” and it is available online. The Arizona Insurance Department advises consumers to do their research, whether they are looking for auto, home, life, health, business or any other form of individual or group insurance.

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The Illinois Automobile Insurance Plan was designed for Illinois drivers who cannot find auto insurance through normal Illinois auto insurance markets because of bad driving record or the particular type of vehicle being insured. To be eligible to enroll in the Illinois Automobile Insurance Plan, a person must meet certain requirements.

Illinois Department of Insurance

 

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Hoosier Healthwise is an Indiana health insurance plan for low income families, pregnant women, and children. Sponsored by the state of Indiana, eligible Indiana health plan members receive medical care like, doctor visits, prescription drugs, mental health care, dental care, hospitalizations, surgeries, and family planning at little or no cost to the health plan member.

Indiana Department of Insurance

Indiana State Seal

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According to a study conducted by Allstate Insurance Company - “Allstate America’s Teen Driving Hotspots”, Atlanta, GA. ranked in the top ten of the nation’s 50 largest metropolican areas.

Georgia Department of Insurance
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post Category: Health Insurance post Comments (0) postMay 15, 2008

The Governor of Tennessee introduced a limited-benefit health insurance plan to cover most medical services and was designed to offer options to small business owners and self-employed individuals that are affordable, portable and meet their specific health insurance needs. This health insurance program is called CoverTN and offers two different insurance plan types.

Tennessee Department of Insurance

Grand Ole Opry - Nashville TN

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In 1998, the Georgia General Assembly created a comprehensive health care program for uninsured children known as PeachCare for Kids™. Uninsured children living in Georgia can have the following health insurance benefits.

Georgia Department of Insurance

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post Category: Dental Plans post Comments (0) postMay 13, 2008

There are probably as many discount dental plans available as there are dental insurance plans. Due to the high cost and limited benefits available in dental insurance, many employers and families are taking a serious look at the discount dental plans.

AmeriPlan USA® is one established company offering a discount dental plan with many advantages:




Work At Home

  • No Waiting Period
  • No Limit On Visits or Dental Services
  • Orthodontics (braces) Included
  • Cosmetic Dentistry Included
  • Specialists Included
  • Ongoing Dental Problems Accepted
  • Instant Savings
  • No Age Limit
  • No Paperwork
  • No Long Term Contracts
  • Dental Care Highlights

    This dental plan offers savings up to 80% on dental procedures including oral exams, cleanings, x-rays, fillings, crowns, root canals, braces, dentures, implants and just about everything else a dentist is licensed to do.

    The AmeriPlan Dental PlusTM includes three health care supplements at NO extra cost.

    • Vision Care Discounts
    • Prescription Drug Discounts
    • Chiropractic Discounts

    Dental Insurance vs AmeriPlan Dental Plus TM

    Dental Insurance

  • $50 to $125 monthly premium
  • Waiting period of 30 to 60 days
  • 6-12 month waiting period on pre-existing conditions
  • $ 50.00 to $ 100.00 deductible
  • $ 750 to $ 1,500 annual limit
  • Insurance claim forms
  • Premiums continue to rise
  • No additional benefits
  • AmeriPlan Dental Plus TM

  • $ 19.95 per month (household)
  • No waiting period
  • All ongoing dental problems are accepted (except orthodontic treatment already in progress)
  • Instant Savings - Save immediately
  • No annual limits
  • No paperwork
  • Rates guaranteed for 2 years
  • Vision, Prescription, and Chiropractic included
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    Buying Insurance

  • Auto Insurance
  • Business Insurance
  • Discount Dental Plans
  • Discount Health Plans
  • Group Health Insurance
  • Home Insurance
  • Life Insurance
  • Insurance Terms:

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    Discont Health Plans Under $60
    Healthcare savings from a nationwide healthcare network. Savings on healthcare for your entire household under $60 per month.
    Discount Dental Plans Under $20 Nationwide Dental Plan Provider Network. Savings on both preventive and restorative dental services, prescription drugs, vision and chiropractic care.

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    AmeriPlan USA® Disclaimer:

    The discount medical plans of AmeriPlan® offer a reduction in the cost of medical, dental, vision, pharmaceutical and chiropractic services. AmeriPlan® discount benefit programs are not insurance, nor are they an alternative to or substitution for insurance coverage. Since they are not health insurance, members must use AmeriPlan® providers and members are responsible for payment to the AmeriPlan® providers at point of service of discount healthcare fees incurred. If you currently have insurance, you should be aware that canceling that policy may make it difficult to later obtain coverage. AmeriPlan® recommends that you speak to your insurance agent or your company’s insurance administrator before canceling any health insurance policy for any reason.

    Discount Dental Plans

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    Auto Insurance For PetsThe Travel Industry of America says that out of the 71 million people in the United States who own dogs, some 29 million travel with their pet. Many auto insurance companies are beginning to recognize this fact and are taking steps to provide some insurance coverage for these traveling pets.

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    post Category: Business Insurance post Comments (0) postMay 5, 2008

    Insurance agents or agencies, like any other business, must maintain adequate business insurance coverage to protect business property and other business assets.

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    post Category: Business Insurance post Comments (0) postFebruary 27, 2008

    Just as the name implies, “Umbrella Liability Insurance” covers or provides extra liability insurance coverage to supplement your existing general liability and commercial auto policies.

    Umbrella Liability Provides Two Kinds of Coverage:

    • Pays amounts that exceed the “per occurrence” or “aggregate limit” provided by your general liability or commercial auto policies.
    • Pays liability losses which may not even be covered under the base insurance policy.

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