November 6, 2007
Insurance terms like “umbrella liability”, “underwriting”, and “uninsured motorist” are insurance terms we need to understand to make insurance less complicated.
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Umbrella Liability - An umbrella liability insurance policy or endorsement is designed to extend the limits of liability insurance protection. Underwriting - Underwriting is a process used by insurance companies to evaluate whether or not they want to assume an insurance risk and at what price. Uninsured/Underinsured Motorist Coverage - Helps pay the claims associated with an accident caused by an uninsured or hit-and-run driver. Workers’ Compensation - Also known as Workman’s Comp, this is a form of business insurance that provides insurance coverage for medical and disability claims arising from on the job or work related injuries. |
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