Insurance Maze Blog

The Governor of Tennessee introduced a limited-benefit health insurance plan to cover most medical services and was designed to offer options to small business owners and self-employed individuals that are affordable, portable and meet their specific health insurance needs. This health insurance program is called CoverTN and offers two different insurance plan types.

Tennessee Department of Insurance

$15 copay

Up to 5 visits year

$20 copay

Up to 6 visits per year

$10 copay generic

$25 copay brand-name (insulin only)

Qtr. limit $250

$8 copay generic

$25 copay brand-name

(insulin only)

Qtr. limit $75

$100 copay

$10,000 annual max

$100 copay

$15,000 annual max.

$25 copay

1 surgical visit per year

$25 copay

1 surgical visit per year

$25 copay

2 non-surgical visits

per year

$25 copay

2 non-surgical visits

per year

100%

$500 annual max

No copay

1 adult physical

per year

1 well woman visit

per year

No copay

1 adult physical

per year

1 well woman visit

per year

CoverTN Health Insurance Premiums

CoverTN is a voluntary partnership between the state of Tennessee, the individual purchasing the health insurance plan, and the employer, where each agree to pay one-third of the monthly insurance premium.

Individual health insurance premiums under the CoverTN program can range from $37 to $109 per month and will vary depending on age, tobacco use and obesity.

For complete details, eligibility requirements and enrollment procedures, visit CoverTN.

Other important Tennessee insurance contact information can be found here.

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Insurance For Tennessee
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