Insurance agents or agencies, like any other business, must maintain adequate business insurance coverage to protect business property and other business assets.
The types of insurance coverage described here are general in nature and are not presented as an all inclusive list of needed insurance coverage.
Insurance for Business PropertyObviously, if you own your building, insurance coverage to cover damage or total loss of the property is needed.
Insurance For Loss of Business IncomeLoss of business income could go hand in hand with a covered loss under your property insurance coverage. After all, if your office is damaged by fire, wind, smoke or water, you probably won’t be able to open your insurance agency. Insurance To Cover the Loss of Other People’s PropertyWhat would happen if a potential customer brought you a complete set of architectural drawings for his new office building, to assist you in designing an insurance program, and that night your insurance office was destroyed by fire? Insurance Web Site InterruptionDoes any part of your insurance business income come from a remotely hosted web site? Some insurance policies provide insurance coverage for loss of income when the operation of your web site is interrupted. |
Discount Dental Plans Under $20 Discont Health Plans Under $60 |
General Liability Insurance
Most insurance agencies have people coming in and out of their office on a daily basis. It is imperative that you carry enough General Liability insurance to protect the assets of your agency against the potential risk of bodily injury on your property.
Like Everyone Else, Insurance Agents Make Mistakes
Some mistakes can be overlooked, others cannot. A mistake in rendering the professional duties of an insurance agent is a mistake that probably won’t be overlooked. Professional Liability or Errors and Omissions insurance is critical to a professional insurance agent.
Glossary Insurance Terms: |A-C|D-H |I-M|N-P|R-T|U-W|
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Insurance For Tennessee
If you live in or are relocating to the great state of Tennessee, we can help with your insurance needs: Auto, Home, Life, Health or Business.
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May 5, 2008





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