post Category: Other Insurance post postFebruary 20, 2008

Insurance can sometimes be a complicated issue, with all the insurance “jargon” and the many different aspects of insurance coverage which can apply in a particular situation. It is important to seek out an insurance professional, who not only has access to the market, but one who will act as an insurance advisor.

 

Discount Dental Plans Under $20
Nationwide Dental Plan Provider Network. Savings on both preventative and restorative dental services. Savings on prescription drugs, vision care, and chiropractic care.

Discont Health Plans Under $60
Nationwide Healthcare Network. Healthcare savings for your entire household under $60 per month.

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Agent or Broker?

An insurance professional is a very important member of your team of advisors. Take the time to find the right insurance agent or broker, who not only offers the products you need, but also one who will give you the service you deserve.


Insurance Agent

Insurance agents fall into one of two categories:

  • Captive Agent
    This insurance agent usually works for one specific insurance company. All contracts for insurance are negotiated with this one insurer.
  • Independent Agent
    This insurance agent may represent many different insurance companies and works in the client’s interest in finding the most appropriate insurance policy, at the best price.

 

 

Insurance Broker

An insurance broker does not work for any particular insurance company. Brokers are required to obtain a broker’s license with the appropriate state licensing authority and in the capacity of “broker”, may charge a broker fee for their services.

Glossary Insurance Terms: |A-C|D-H |I-M|N-P|R-T|U-W|

What Makes A Good Insurance Blog “Good”
Developing and designing a professional insurance blog won’t come by accident. If you type “insurance blog” in the Google search box, you will find that there are thousands of blogs about the subject of insurance.

Term Life Insurance-Temporary Insurance
Term life insurance is simply, as the name implies, life insurance designed to remain in effect for a certain period of time or “term”.

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