post Category: Health Insurance post postFebruary 2, 2008

With today’s ever changing and advancing medical technologies, the “Lifetime Maximum” provision of a health insurance policy is of extreme importance.

Once the “Lifetime Maximum” benefit has been met by your health insurance company, the plan will not pay another penny - ever.

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“Lifetime Maximum” In Health Insurance Is All It Will Ever Pay

Unfortunately, there are health insurance plans out there with “Lifetime Maximums” of $ 500,000 or less. If these people should be so unfortunate as to develop some dreaded health condition, like Leukemia, the cost of all the required health care could reach into the millions of dollars.

We would recommend that your health insurance policy have a minimum $5 Million Lifetime Maximum and even more if you can get it and can afford it.

 

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    IMPORTANT: If you are currently shopping for the right health insurance plan and comparing health plan prices, please make sure all the benefits, deductibles, exclusions, co-payments and lifetime maximums are the same. Never cancel an existing health insurance policy until the new health policy has been issued and is in full benefit.



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