What are the odds? During your lifetime, the chances of using your car insurance are 1 in 47, chances of suffering a loss under your home insurance policy are approximately 1 in 88, but the chances of your needing assistance in activities of daily living are about 2 in 5.

To get a good idea of just what long term care may consist of, just think about what you did this morning:
To an insurance company these activities would be considered Activities of Daily Living (ADLs). Now, let’s suppose that you become unable to do any of these activities without the assistance of someone else - that’s what Long Term Care Insurance is all about. Is Long Term Care Insurance Right For You?You probably should not buy long term care insurance if you live on limited assets and can’t really afford to pay the insurance premiums for the rest of your life. You probably should not buy long term care insurance if you live on a limited fixed income, like Social Security or Supplemental Security Income (SSI). You should consider long term care insurance if:
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Discont Health Plans Under $60 Healthcare savings from a nationwide healthcare network. Savings on healthcare for your entire household under $60 per month. |
Discount Dental Plans Under $20 Nationwide Dental Plan Provider Network. Savings on both preventive and restorative dental services, prescription drugs, vision and chiropractic care. |

Insurance Contact Information In The United States

Technorati Tags: long term care, insurance, ADLs, activities of daily living
November 5, 2007








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