Insurance Maze Blog

Oct 18

Insurance Fact-Teens Behind The Wheel-Leading Cause Of Death For U. S. Teens

Category: Auto Insurance post

October 18, 2007

According to the Centers for Disease Control (CDC) - Motor vehicle crashes are the leading cause of death for teenagers in the United States. Very alarming statistics can be found in Teen Drivers:Fact Sheet published by the CDC.

These Statistics Show:

4,767 teen drivers, ages 16 to 19, died as a result of auto accidents in 2004.
Almost 400,000 teen drivers in the same age group received nonfatal injuries requiring emergency room treatment in 2005.

Is There Anything We Can Do To Make Our Teens More Responsible Drivers?

Here Are Some Tips From The Experts:

Take Advantage of the “permit” Stage

We should allow our teens to drive as much as possible while we are still required to be in the vehicle. If we have errands to run-post office, grocery store, dry cleaners, etc., let your son or daughter drive. The more experience the better when it comes time for them to get their license and kick us out of the car.

Constructive Criticism

Talk to your son or daughter while they are driving in the “permit” stage. Don’t worry about turning on the radio or popping in a CD. This should be a time of instruction and we should talk to them about driving safely. A word of caution here - while they are behind the wheel of a vehicle might not be the best time to “cut loose” on them. Save the real heavy criticism until you both get home and out of the vehicle.

Teen’s Vehicle Should Be In Good Condition

Obviously, we can’t all go out and by our teen a brand new vehicle and that might not be a good idea anyway. On the other hand, we shouldn’t expect our teens to be safe in a piece of junk either. If we buy a used vehicle or allow our son or daughter to buy one, we must insist that all the vital systems of the car are in good working order - brakes, steering, tires, etc.

Now They Are Licensed Drivers

Continue to ride with them occasionally to see if your training worked. Know who their passengers are - it’s a fact - teen age boys are more likely to speed and take more unnecessary risks when they have male teen passengers. Allowing them to share in the increased auto insurance premium will let them know that with driving, comes a price.

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